Auto Insurance

Auto insurance is something you need but hope to never use.

For those times you do need it, you will be happy you spent this time figuring out which coverages are best for you and your family.

Liability and Medical

Coverage that helps pay for damage so it doesn’t come out of your pocket.

Liability Coverage

A must-have when an accident is your fault. Don’t skimp on this coverage. This compensates others for losses if you're responsible for injuring another person or damaging their vehicle or property. Liability coverage also helps pay the costs of related lawsuits.

Two common types of liability coverage:

  • Bodily Injury: If you’re at fault in a car accident, this helps you pay for an injured person's medical expenses and lost wages. 
  • Property Damage: If you cause an accident, this will help pay for damages to another person's property, such as another car, a house or fence.

Medical Coverage

This option helps pay for any essential medical bills. Don’t assume your medical insurance will cover everything.

Underinsured / Uninsured Motorist Coverage

If a driver who is responsible for the accident doesn’t have insurance or has insufficient insurance, this will cover the cost of injuries to you or your passengers. It also covers you if the at-fault driver’s insurance company denies the claim or if the driver ends up owing more than what their insurance will pay. Accidents involving hit and run drivers are also covered, as are medical bills.


Protects you from costs associated with an accident involving your car.

Collision Coverage

Collision helps pay for the repairs covered by your policy to get your car fixed after an accident.

Comprehensive Coverage

With this coverage, your car is covered for damages that aren’t caused due to a collision. Such as weather, vandalism, a fallen tree or a post in a parking lot.

Additional Protection

The more coverage you have, the more peace of mind you’ll have after an accident.

Personal Injury Protection (PIP)

If you get hurt in a covered accident, this coverage reimburses you for lost income, childcare expenses, medical expenses and other similar costs. People who don’t have adequate health insurance or people who carpool or frequently drive with passengers should consider PIP coverage. (PIP is not available in some states, and the amount of reimbursement is based on the coverage you purchase.)


How Safe is Your Car in a Crash?

The Insurance Institute For Highway Safety rates cars on crash worthiness. 

Click here to see >>

Copyright © 2021, YouZoom Insurance Services, Inc.
Fast Affordable Insurance
CA License #0G94486
Network Privacy and Security Statement | Legal and License